Payment Settlement Offer

Offers to settle an outstanding balance are based on multiple factors, including the age of the account, the principle balance, and interest or fees, if applicable, as determined by the original creditor. Upon making a settlement payment, consumer's account will be updated to reflect a settlement status, and the transaction will be reported to the original creditor. FAMS is not obligated to extend or renew this or any other offer to settle balances.

To request a settlement offer letter or if you would like to discuss additional payment options not presented here, please contact a FAMS Settlement Assistance Specialist at specialassistance@fams.net or call toll free at 1-866-330-2703.

Last updated at: May 19th 2023

Financial Asset Management Systems, Inc. is a debt collection agency. This is an attempt to collect a debt, by a debt collector, and any information obtained will be used for that purpose. Calls to and from FAMS may be monitored and/or recorded.


Financial Asset Management Systems, Inc. does not provide any language access services other than English. All debt collection attempts and communications from FAMS collectors, managers and personnel will be conducted in English only. Consumers may not obtain from FAMS or our debt collectors a translation of any communication into a language other than English. FAMS does not provide the option for consumers to speak with a multilingual company representative. FAMS does not provide the option for consumers to receive collection letters in their preferred language, other than English.


A translation and description of commonly-used debt collection terms is available in multiple languages on New York City’s Department of Consumer Affairs’ website, www.nyc.gov/dca.

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665 Molly Lane, Suite 110 Woodstock, Georgia 30189 USA